Friday, 29 January 2016

Just don't ignore it

My mom's mobile's bill date is same as mine. I prefer to pay my bill online via debit card or net banking mainly to avoid delay or inconvenience of visiting the physical outlet of the mobile company. I usually remind her to make her payment when I make mine or offer to do it so from my side. However, she usually refuses to take any help from me and prefers to make her own payment at the mobile store. Out of ten, in nine instances she misses the last due date and pays penalty on her bill amount. Also, whenever she makes any payment she is habituated to round it off on a higher side so as to avoid multiple note transaction.

This is just of the example where we find people not only make excess payment but at times even just let go extra money due to their casual attitude. We might be calculative in our big numbers but when it comes to small penny calculations, we are okay with the mismatch. For us , if the dhobi counts 50 clothes over our count of 45,we are OK with the difference of 5 clothes as it maybe our counting error. If we go to refill our fuel tank for Rs 200 and the attendant tells us he doesn't have change of Rs 500, we ask him to fill for the entire amount. We go to buy our daily grocery or shop at supermarkets, the attendant tells us that we are short of Rs 100 shopping for a weekly bumper draw, we buy an unwanted item to meet the target.

However, when there is a addition in any tax cess or rise in fuel costs, we all make noise over it. We can't bear to see the fact that we need to shell out an additional percentage for welfare of our country men but don't blink an eye when private tutors increase their fees. We hollow our thinking between our own and not so own.

What we need is a clear demarcation between need and want, urgent and not so urgent requirement. If we have made a budget of our requirements, why do we fumble at every given opportunity. Why do we change our step to match the external changes. If things are getting expensive, we have to consume it less and not pay more over shooting our budget. However, areas where we can control like making payment on time, avoiding over spending for paltry rewards, we should try to do it. 
 
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